Cashier: All right, that $20.75. Do you have one of our store membership cards?

Sabine: What is that?

Cashier: It's a free card which allows our customers to receive special . You simply need to fill out our membership application form.

Sabine: No, thank you. I'm a little .

Cashier: How will you be paying for that? Will that be cash or credit?

Sabine: I think I'll pay with my card.

Cashier: OK. Is that a credit card or a debit card?

Sabine: I'm sorry. I don't understand your question. What is the difference?

Cashier: A credit card you once a month, a debit card the money directly from your bank account.

Sabine: Well, this is an ATM card by my bank. It's connected to my bank account. Can I use that?

Cashier: Sure, that's a kind of debit card. Please press the button marked "DBT" and your card through the machine.

Sabine: OK. And now what do I do?

Cashier: Please your pin number, the identification number which your identity.

Sabine: OK. And now?

Cashier: Paper or plastic?

Sabine: I'm sorry? What did you say?

Cashier: I am going your groceries. What kind of bags would you like, paper or plastic?

Sabine: Plastic, please. Wow, you really have to make a lot of decisions in an American grocery store.